Credit Analyst
35-45k
上海
3-5年
本科
招2人
8月13日更新
- 职位介绍
- Summary Description:
The Credit Analyst will be responsible for underwriting, client onboarding and credit monitoring for the Commercial Banking group’s clients in Asia, which is one of the largest and fastest-growing portfolios within Asia Global Banking.
Essential Duties and Responsibilities:
Credit Support & Analysis
• Assist in underwriting including financial statements analysis for new and existing borrowing clients for bilateral and syndicated loans.
• Prepare commercial credit concept memos (i.e., greenlight memo), credit proposals and assist in loan documentation and approval processes.
• Conduct market research, industry trends and peer analysis to support deal structuring, client and pricing strategy.
• Monitor sectors for red flags and to anticipate client needs and apply risks mitigants.
Portfolio Monitoring
• Track loan performance, covenants compliance, and reporting deadlines.
• Conduct annual and interim renewals.
• Maintain accurate records and assist with financial and regulatory compliance.
Client & Team Collaboration
• Support Relationship Managers and senior team members in client communications and onboarding.
• Support in customer due diligence for credit and AML/TF compliance.
• Coordinate with legal counsel, Credit Supervision, Credit Administration, and Operations teams to ensure smooth execution of transactions.
Qualifications & Requirements
• Bachelor’s degree in Finance, Accounting, Economics, or related field.
• 5-7 years of experience in commercial banking and credit analysis.
• Familiarity with China cross-border risk, basic commercial lending principles.
• Strong Excel and financial modeling skills; experience with Moody’s or similar credit tools; or loan market tools such as Debtdomain, and LSEG Loan Connector is a plus.
• Fluency in written and spoken in English and Mandarin is required.
• Strong client-facing interpersonal skills.
• Team player, self-starter, detail-oriented, organized, and eager to learn in a fast-paced environment.
Key Competencies
• Good credit judgment, risk awareness and ability to synthesize financial information
• Stakeholder management
- 其他信息
- 语言要求:普通话 + 英语
- 行业要求:其他商务服务业
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